Canadian Retirement Income Calculator - Employer Pension

Please select the plan(s) applicable to you (if you have more than one plan, enter one plan at a time). If you have more than one of the same type of plan, you should add all of the pension estimates together before entering the total amount in the Calculator. Refer to the help for a description of each plan.

Please select the plan(s) applicable to you (if you have more than one plan, enter one plan at a time). If you have more than one of the same types of plan, you should add all of the pension estimates together before entering the total amount in the Calculator.

If you made contributions to one of these types of plans, you should receive a statement from the plan administrator that tells you the balance of your investment in the plan or how much you can expect to receive as retirement income.

If you are unsure, you may want to ask your employer at what age you can start to receive your employer pension, and whether (and by how much) your pension would be reduced if you take an early retirement.

This question is being asked because some employer pensions provide bridge benefits until age 65.

If you are unsure, you may want to ask your employer if your pension is protected against inflation.

After you start receiving your monthly income, you will probably choose more conservative investments so we will reduce the rate of return by 1% point (for example, from 5% to 4%). This calculator will automatically adjust your nominal return to account for inflation assuming a price increase (inflation) rate of 2.2% (for example, if your nominal rate of return is 5% then your real rate of return is approximately 2.8%).